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This is incorrect. The USDA does not have set loan limits as with VA or FHA loans, but bases the maximum loan amount on the borrower's ability to qualify. Property Eligibility · Previous Eligibility Areas · Income Eligibility · Income Limits · Loan Basics. Single Family Housing Income Eligibility. Property Location. State:. June 14th, 2013 by usdaadmin. USDA Eligible Deductions under USDA Income Guidelines The USDA sets income limitations to qualify for the USDA Guaranteed Home Loan Program, but most people don't realize they can have allowableThe USDA sets a maximum on the amount of adjusted annual income a household brings in at the time of the guarantee. This is to ensure the USDA's intended recipients in the low to moderate-income group use the program. The general USDA income limits are: 1-4 member household: $82,700. USDA Income Limits. USDA loans are for low-to-medium income individuals and families. Your household income cannot exceed 115% of your area median income. For most areas of the county the income limit for households with 1-4 family members is $75,650 and up to $153,400 in certain high cost cities. 29 Jul 2018 USDA eligibility for a 1-4 member household requires annual household income to not exceed $82,700 in most areas of the country, but up to $169,050 for certain high-cost areas, and annual household income for a 5-8 member household to not exceed $109,150 for most areas, but up to $223,150 in expensive locales. 28 Jun 2017 USDA loans are made for moderate income earners. Income limits are based on location of the property and other factors. Find out if you In order to be eligible for many USDA loans, household income must meet certain guidelines. Also, the home to be purchased must be located in an eligible 14 Oct 2015 USDA Income Eligibility : How Much Can You Make and Still Get a USDA Nearly 140,000 of these loans were given out in 2014, which was and loans that utilize the Guaranteed Underwriting System (GUS). SECTION 1: Appendix 5 of this Handbook to lenders, and updates the limits as they are revised. This section Lenders may contact USDA to discuss income types and.