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ORNL FCU provides deposit accounts, personal loans and mortgages, VISA credit cards, investment Easy options for a loan, credit card, or mortgage payment. We can help you build an investment strategy or help guide your current one. ORNL FCU offers VISA credit cards with no-fee balance transfers, no-fee cash advances, and an introductory low interest rate for 12 months. ORNL FCU Routing Number: 264281416. These nine numbers identify ORNL FCU as your financial institution. Account Number. Your complete account Contact your credit union online, visit, or give us a call. ORNL FCU offers low-rate, flexible-term, low monthly payment vehicle loans for new and used cars, trucks, motorcycles, boats, and RV campers.