More information is available in the Bank Secrecy Act Anti-Money-Laundering examination manual for money-services businesses. You can find this manual at IRS.gov by entering keywords "Money Services Businesses" or at FinCEN.gov. Select the "MSB" link.

Compliance Examination Manual; Laws & Regulations . FDIC Law, Regulations & Related Acts FinCEN will issue concurrent guidance to the money services business industry outlining their compliance obligations under the Bank Secrecy Act. The FFIEC examination manual drives the principles and obligations of covered financial instructions in creating BSA/AML compliance programs. The new updates further clarify the FinCEN rules and solidify CDD as the fifth pillar of the BSA/AML compliance regime. The NCUA, FDIC, Office of the Comptroller of the Currency, Federal Reserve Board, and State Liaison Committee updated the manual in collaboration with the Financial Crimes Enforcement Network (FinCEN) and the Office of Foreign Assets Control (OFAC). Find the manual on the FFIEC BSA/AML InfoBase at ffiec.gov. FinCEN's Advance Notice of Proposed Rulemaking seeks comments from both the money services business industry and the banking industry on the issue of money services businesses obtaining appropriate access to banking services. and the Interagency BSA/AML Examination Manual (the Manual) have Posted in Criminal Enforcement, Financial Crimes Enforcement Network (FinCEN), Money Services Business, Money Transmitter, MSB, Virtual Currency It is a potential crime to conduct a business that exchanges virtual currency and fail to register with the Financial Crimes Enforcement Network (" FinCEN "), even if the State in which one organizations that are considered both a retailer and a Money Services Business (MSB). The MSB FinCEN issued the Prepaid Access Final Rule (the "Rule") which amended the BSA. The Rule imposed regulatory requirements on qualified providers and sellers of prepaid Examination Manual We provid